Anand Singh

Anand Singh

About Me

For the past 4+ years, I've been building systems behind payments, cards, settlements, and financial operations across India's fintech ecosystem, with recent experience navigating the complexities of the U.S. payments landscape.

Along the way, I've had the opportunity to work closely with founders, product leaders, and engineering teams building financial infrastructure at scale.

Lately, I've been particularly interested in the intersection of financial infrastructure, AI, and the businesses emerging around them. This is where I share lessons from the journey, industry observations, market maps, engineering deep dives, and occasional startup ideas as I explore what the next decade of fintech might look like.

Skills

FintechSystem DesignDatabasesGolangJavaMySQL

Experience

Founding Engineer

EarnifiJan 2026 - Present

Building an In-House Subscription Management and Fraud Prevention System

Software Engineer 2

AspireFeb 2025 - Dec 2025

Enhanced the cards payment experience for global users.

Backend Developer

CREDAug 2022 - Jan 2025

Built the credit card payment infrastructure for Rupay network. Worked on multiple feature launches and enhancements for Visa and Mastercard network.

SDE Intern

AmazonJan 2022 - Jun 2022

Developed an internal backend tool for VAS team.

SDE Intern

Saas LabsJun 2021 - Jan 2022

Developed an Android app to automate the business sales dailing.